What AWS Transfer Family is
A fully managed inbound server endpoint. You enable SFTP, FTPS, FTP or AS2 on it, hand your trading partners credentials, and the files they upload land directly in Amazon S3 or EFS. AWS runs the listener, patches it, and scales it. For that job it is very good, and there is no self-hosted equivalent you would rather operate.
Everything after the file lands is yours to build. The managed workflows that come with it fire only on files uploaded to that same endpoint, and every bucket a workflow touches has to sit in the same region — it is a post-upload hook, not a pipeline engine. Routing the file onward, retrying the one that failed, noticing the partner who went quiet on Tuesday: that is EventBridge, Lambda, Step Functions, CloudWatch and somebody’s afternoon.